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  • Nubank Democratizing Financial Services

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    Nubank was founded in 2012 by Bruno Pacheco, Rui Vaz, and João Fiadeiro. Nubank quickly became Brazil’s first digital bank, providing mobile-first banking services to customers. By 2016, Nubank had over 1 million customers and was quickly growing the business. Nubank’s strategy was to focus on building a digital bank, with a strong mobile app and a community-based model. In August 2018, Nubank entered the crowdf

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    Background: – IKEA operates 280 stores in 37 countries – 125 stores in Saudi Arabia – In 2017, IKEA opened its first store in the country – The Saudi Arabian government is considering opening more IKEA stores to meet a growing demand from consumers Problem: – The Saudi Arabian government has banned traditional stores – IKEA wants to build a new store – The Saudi Arabian government does not want traditional retail stores

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    In 2018, Aetna completed its $70 billion acquisition of UnitedHealthcare, a major player in the U.S. Health insurance industry. This transformation marked a shift for Aetna from a business that primarily focused on health care payments to one that could also compete on the business side of healthcare. The move from a purely insurer to a broader player was driven by the following factors: 1. Health Reform: The implementation of the Affordable Care Act (ACA) in 201

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